Fiducia, Ascentia and Notitia.
The above items are present in all true believers. However, these components have as well, internal and external distinctions. That being, these components MUST be carried about, for the true believer, by the Holy Spirit. It is the gas that makes real what the scriptures show are in all the faithful. A man can have faith in earthly things; He can have ‘faith’ in faith. He can ascend to mathematical propositions and he can possess much knowledge of God and the scriptures and yet, still be unregenerate.